Campaign Focus- Lobby Your TD and Senators

All affected by this issue need to stay focussed on campaign until we achieve at least 1% reduction in Interest rates. Every Government TD and Senator needs to be written to, emailed and telephoned to highlight our outrage at todays statment by the Minister which was a total non event.

Politicians understand only 1 thing- votes, public outrage and the real prospect that this will be a key election issue that is not going away.


Find Detailas of your local TD and Senators on www.oireachtas.ie

Can we put up a generic email that people (especially the lazy ones!) can copy and paste and send it to their local TD 's? It's astonishing how some of the 300000 SVR rate customers couldn't be bothered about this issue....
Yesterday's announcement was simply pathetic.

Think this is a good idea . As noonan said they don't have majority in Seanad, what are the mechanics of this , fergal Quinn has it proposed who is going to stand against it ahead of election ? The language of some of them yesterday was alarming,wasn't much outrage to the paltry result , none of them guaranteeing the .75 as of yet , a one year fixed 3.9 from kbc simply won't cut it, has to be tied to tracker how else can it be variable when the institutions cannot be trusted, hence noonan pencilling in follow up meeting in September ...not expecting the sun moon and stars but 3.5 has to starting point ?

Just to say I am getting responses from all my tds locally. Finian mcgrath attended meeting Richard Bruton sent me a letter from minister for finance saying simply that he was dealing withthe matter. Having wrote to them all and having received response what is the next best step? Just keep contacting them asking for an update?

leanbh said:

Just to say I am getting responses from all my tds locally. Finian mcgrath attended meeting Richard Bruton sent me a letter from minister for finance saying simply that he was dealing with the matter. Having wrote to them all and having received response what is the next best step? Just keep contacting them asking for an update?

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I generally email and telephone all Government TDs in my constituency and others seeking an update weekly and any Fine Gael/Labour MEPs who have responded to me on the Issue. Important to call and email them ,or better still call to their clinics on Fridays/Mondays now giving a clear indication that the Ministers responce is totally inadequate and reminding them that isssue is not at all resolved and will be major issue in next election.

I would also contact all Independent Senators (approx 12) and others in a similar vein and ask them to support Senator Feargals Quinns Seanad Bill seeking legislation to control rates. When I contacted Feragal Quinn 3 weeks ago mine was unfortunately the only representation he had received on the issue.

Thanks for that. I will contact senator quinn and ask for updates from the others. Brian Hayes seems to be the most proactive on this. I must say I thought fianna fail would be more active about this issue. The kids were very impressed when they saw a letter from the minister for finance! Pity there was no money in it!!!!!!

leanbh said:

Thanks for that. I will contact senator quinn and ask for updates from the others. Brian Hayes seems to be the most proactive on this. I must say I thought fianna fail would be more active about this issue. The kids were very impressed when they saw a letter from the minister for finance! Pity there was no money in it!!!!!!

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Hope we can all continue to Lobby all TDs/Senators and MEPs on the Issue. Important to keep the pressure on and remind all Politicians that the issue is not at all resolved.

And remember to copy [email protected] so they can also gauge the sentiment out there....

Just emailed all my local TD's, Fergal Quinn, Brian Hayes, all independent Senators and the Minister For Finance.

With the Dail debate going on at present and other reports in the news, important to keep writing, emailing and phoning all TDs, Senators, MEPs and Minister for Finance to ensure that message of at least a 1% reduction is kept live as a key Political issue for all before summer recess.

Strenght in numbers=votes.

See www.oireachtas.ie for contact details of your local friendly politician!.

Keep them under pressure! A suggestion to anyone who wants to keep the banks in the spotlight (where they don't want to be) on the SVR issue. BOI are spending the money they are making from you to promote their latest campaign of enticing people with a 2% cash back before charging them exorbitant SVR rates down the line(Richie Boucher's mousetrap?). Why not go to the BOI facebook page and leave a polite message explaining how BOI are screwing their mortgage customers. Banks hate this sort of thing especially when it scares potential customers from taking out mortgages with them. Better still, get your friends and family to do likewise.

Twitter can also be a good option for highlighting issues.

I feel this issue is losing momentum somewhat.

The whole Denis O'Brien/IBRC issue really took over the media attention.

I have emailed all my local TD's. To be fair to them Michael McGrath and Brian Hayes replied straight back agreeing with me that what has been done to date is simply not good enough. I didnt get any response from the others who had replied to my original email.

It seems to me that it's been buried. I've emailed again today to give them a reminder. Waiting replies.

PTSB presumably to announce how they are to comply with the Minister's demands in the next week or two. They were embargoed from commenting on their rates for 40 days from when they went to the markets in May, they'd said. So that embargo should be up soon and all their customers will be awaiting their press release anxiously. Hopefully when that happens the issue will get back into the general public's attention.

deltrotter said:

I feel this issue is losing momentum somewhat.

The whole Denis O'Brien/IBRC issue really took over the media attention.

I have emailed all my local TD's. To be fair to them Michael McGrath and Brian Hayes replied straight back agreeing with me that what has been done to date is simply not good enough. I didnt get any response from the others who had replied to my original email.

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I agree that the SVR issue has, to the relief of the banks, gone out of the spotlight somewhat. That's why it's important to keep it in the public spotlight through the use of social media etc. Is there any update on onebigswitch.ie talk to do a mass switch campaign? Apart from anything else, it would help to put the SVR issue back on the front pages where it should be.

The efforts people on this site are admirable but for me the banks are laughing at us especially after the loss of the millar case. For me the campaign needs to step up to a much more public fom of protest which people did seem to approve of at the balls bridge meeting, namely pickets and other forms of protest that will attract the media back. The problem we have with doing a campaign like I suggest lies within our 300,000 number and the amount of them who have sat back and appear happy to continue getting fleeced who are doing absolutely nothing to help out. it must be approx 295,000 people who are involved here. If we had even 10-15,000 of these around the country we could run a serious effort. I did put it out there about holding a public meeting in tullamore but due to the poor response to my idea which was in response to Sara hogans request for people to step up and spread the campaign as well as the poor response to Saras request I won't be pursuing it as I don't want to embarrass the campaign or part with scarce money advertising it and setting bit up only to see 20-30 show up. Roll on the above campaign but please can the sleeping 295,000 of our fellow suffering svr holders please wake up, smell the coffee and make a real protest possible. I don't want all 40 of us to be an embarrassment outside the Dail . I too will continue to email as I also think that is a good effort.

MorgVar said:

All affected by this issue need to stay focussed on campaign until we achieve at least 1% reduction in Interest rates. Every Government TD and Senator needs to be written to, emailed and telephoned to highlight our outrage at todays statment by the Minister which was a total non event.

Politicians understand only 1 thing- votes, public outrage and the real prospect that this will be a key election issue that is not going away.


Find Detailas of your local TD and Senators on www.oireachtas.ie

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the terms of the loan offered to Ireland by the IMF , ECB and E U States that is EU65 billion euro to pay public bill and contribute to bank capitalisation subject to the following conditions:


1 That the national pension reserve fund contribute 17.5 billion euro.

and

2 Th
at IRELAND WILL CAPITALSE HE BANK TO THE HIGHEST INTERNATIONAL STANDARDS PLUS implement austerity programme.

If bank cant pass stress test on their own - be it share sale , loan book sales , Joe on variable paying for loss on tracker taken out by mike , sale of premises branches art works he list goes on - then the cost of capitalising the bank come to the public table.


Art 29 5 2 of the constitution states that no international agreement that involves a charge on public funds will be binding on the state unless the TERMS and all THE TERMS are approved by DAIL EIREAN.

The international LOAN - the government call it a programme - charge the NPRF 17.5 billion euro.

Brian Lenihan in his presentation of the docs ' memorandum of understanding - told dail that on the AG advises the agreement did not come under art 29 5 2.

The current government of same view.

But no td has gone to the high court for adjudication - I e Do the term of that bail out require approval of Dail Eireann to be binding on the state.

If TD had got an order referring the offer back to the Dail for it approval or referral back to the EU the dail references to Denis Obrien dealing with IBRC would be simply the dail doing it job on this matter - representing the interest of the pubic in the affairs of IBRC a baled out bank.

The executive has denied the role of the Dail in it and TD are doing nothing about it.

AND

the cost of capitalising them bank rest on the public table as far as that offer is concerned.

I think recent developments have been very disappointing as no lender has cut their variable rates. The banks response has been very cleaver getting variable rate customers into fixed mortgages. This is quite a worrying development as this will hinder the development of the switcher market. One solution for variable rates holders is a vibriant switcher market and new entrants into the market. With the pool of variable rate holders lessor this reduces this possibility.

I think another objection of this campaign is that we lobby our politicians to get the competition authority to probe/study the mortgage market particular in light of recent developments. This needs to happen quickly

mtp said:

the terms of the loan offered to Ireland by the IMF , ECB and E U States that is EU65 billion euro to pay public bill and contribute to bank capitalisation subject to the following conditions:


1 That the national pension reserve fund contribute 17.5 billion euro.

and

2 Th
at IRELAND WILL CAPITALSE HE BANK TO THE HIGHEST INTERNATIONAL STANDARDS PLUS implement austerity programme.

If bank cant pass stress test on their own - be it share sale , loan book sales , Joe on variable paying for loss on tracker taken out by mike , sale of premises branches art works he list goes on - then the cost of capitalising the bank come to the public table.


Art 29 5 2 of the constitution states that no international agreement that involves a charge on public funds will be binding on the state unless the TERMS and all THE TERMS are approved by DAIL EIREAN.

The international LOAN - the government call it a programme - charge the NPRF 17.5 billion euro.

Brian Lenihan in his presentation of the docs ' memorandum of understanding - told dail that on the AG advises the agreement did not come under art 29 5 2.

The current government of same view.

But no td has gone to the high court for adjudication - I e Do the term of that bail out require approval of Dail Eireann to be binding on the state.

If TD had got an order referring the offer back to the Dail for it approval or referral back to the EU the dail references to Denis Obrien dealing with IBRC would be simply the dail doing it job on this matter - representing the interest of the pubic in the affairs of IBRC a baled out bank.

The executive has denied the role of the Dail in it and TD are doing nothing about it.

AND

the cost of capitalising them bank rest on the public table as far as that offer is concerned.

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Huh?!?