Updated maximum waiting times for pre existing conditions from 1 May 2015

snowyb

Registered User
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There are new maximum waiting times for pre-existing medical conditions since 1st May 2015.
These changes came into effect in conjunction with Lifetime Community Rating from 1st May 2015. Maximum waiting time for new customers re pre-existing conditions is 5 years regardless of age or provider.
http://www.hia.ie/consumer-information/waiting-periods/new-customer-waiting-periods


Maximum waiting times for upgrading/switching is 2 years for pre-existing conditions, regardless of age or provider.
http://www.hia.ie/consumer-information/switchingupgrade-waiting-periods


There is also a new definition of a pre-existing condition;
From 1 May 2015 a pre-existing condition is defined as: "“Pre-existing condition” means an ailment, illness or condition, which, in the opinion of a medical practitioner appointed by the undertaking that issued the contract, the signs or symptoms of that ailment, illness or condition existed at any time in the period of 6 months ending on the day on which the person became insured under the contract."

Regards, Snowyb
 
Sorry this should be under 'Health Insurance and healthcare costs' thread.
 
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