Just wondering what did people do with former deposits in Northern Rock (now permanent TSB) ? I had left a small amount with them on a monthly interest basis. The interest rate has risen to 3% since last August. I am concerned about depositing money with permanent TSB - in case the guarantee is called upon and the government cant pay up. However I do like the fact that the interest is paid every month, the rate is not bad and access is immediate. I was considering adding to this account. I have also looked at the Leeds building society account but these require 30/90 day notice and interest is paid only once a year. Im not interested in term deposits as i want to have access to the money in case I need it. Is the Leeds account considered safer ??